Guard the Engine That Fuels Your Income and Legacy
Yes, it applies to more than just law.
Most professionals plan for income loss. Few think about what happens to the business when one person becomes disabled.
If you’re a solo practitioner, founder, executive, or managing leader, your absence is more than personal — it’s operational. That means:
Custom strategy. Built around your role.
Keep the business open, even when you’re out.
BOE insurance reimburses your fixed operating costs when a disability prevents you from working. That includes:
Stabilize your business when leadership is lost.
Whether it’s you or another rainmaker, losing a key figure can send shockwaves through your company. Key Person Disability coverage delivers a lump sum or structured benefit to help your organization absorb the financial impact and preserve continuity.
This can help cover:
Protect your partners. Preserve the business.
If a partner or co-owner can’t return to work due to a permanent disability, the lack of a formal plan can derail everything — from equity ownership to leadership continuity.
Disability Buy-Sell Insurance ensures:
For founders planning a transition.
If you’re a solo business owner preparing to hand off your company, a One-Way Buyout strategy protects the transfer — even if a disability interrupts the process before it’s complete.
This policy funds:
A business owner earns $750K/year, with $30K/month in overhead and 15% equity.
They choose:
Complete income, equity, and business continuity coverage.
Protecting personal finances and operational control for 5–10 years.
Whether you’re earning $200K or leading a $10M enterprise, your business, brand, and team rely on you showing up. But what if you can’t?
Disability interrupts income. Life insurance prevents collapse.
Together, they keep operations running — for your clients, your team, your family, and everything you’ve built.
Quick quote. No pressure. Just clarity.
