Income Protection

Guard the Asset That Funds It All

Why Income Protection Matters

Whether you’re an associate on the rise or a founding partner at the top of your game, one thing holds true: your ability to think, perform, lead, and deliver results is your greatest financial asset. And unlike your car or your house, most attorneys never think to insure it. 


Without the right protection strategy, a single accident or diagnosis can trigger:

What Is Individual Disability Insurance (IDI)?

IDI is your personal, portable income protection plan.
It’s a private contract that pays you a monthly, tax-free benefit if an illness or injury prevents you from working in your legal specialty.


Unlike group coverage, it:

What Makes IDI Different

Custom-built around your income and goals.

High-Limit Disability Insurance: Stacking Beyond the Cap

Most traditional carriers cap monthly benefits at $20K–$35K.

That’s a problem for attorneys earning $500K, $1M, or more.


High-Limit Disability Insurance allows you to stack multiple policies, extending protection to $50K–$100K/month or more, layered on top of your base IDI.


This protects:

“Group LTD might cover a fraction of what you earn. Stacking ensures your full income is secured.”

In addition to disability protection, Vanquish often recommends life insurance.

It’s one of the simplest ways to create liquidity, protect your estate, and keep your team or family moving forward, even if you can’t. It’s flexible, scalable, and designed to work in the background of everything you’ve built.


Vanquish is protection-only. No portfolios. No upsells. Just the tools that matter when performance isn’t possible.

Takes 60 seconds. Confidential. No commitments.

Start With IDI

Choose your base monthly benefit, typically covering 60–70% of your income (W-2 + K-1 + bonuses). Add riders like:

Start With IDI

Layer a supplemental policy on top — issued by non-traditional carriers — to reach your full monthly protection target.

Set Your Terms

Customize:

Example of a Real-World Scenario

A litigation partner earns $950K/year.

Total protection:


$60K/month, tax-free

Protected lifetime value: 


$15M+

Annual premium:


~$15K–$22K — or ~2% of income

We Don’t Do Wealth Management. We Don’t Pitch Investments.

Just income protection. Business continuity. Estate planning tools,  tailored for attorneys who want to stay in control.

What to Look For in a Strong Policy

Personalized. Professional. Protection-focused.

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